Experience the Lunar System

Financial Planning System for Creators & Freelancers

No more stressing about quarterly taxes, irregular income, and retirement planning.
Our 9-step Lunar System gives you complete financial clarity, from your first free check-up to ongoing support designed specifically for self-employed life.
Free Financial Health Check

The Lunar System

You're Only 2 Months
Away from
Financial Clarity

1

Explore Moonshot + Financial
Health Check (Free)

Timeline: Week 1 | Meeting: 60 min

What to Expect:
We'll see if we're a fit, discuss your biggest money stressors, and collect data for your free Financial Health Check.

Outcomes:

Clarity on fit
Process + pricing explained
Financial health check data collected
Zero pressure to commit

2

Vision Meeting

Timeline: Week 2-3 | Meeting: 30 min

What to Expect:
We present your Financial Health Check. If you're in, we sign contracts, set up payment, and get you into our systems.

Outcomes:

Financial health check reviewed
Contracts signed (if moving forward)
Software + portal access set u
Clear roadmap ahead

3

Numbers & Goals Lab

Timeline: Week 3-4 | Meeting: 60 min

What to Expect:
We connect your accounts to Monarch Money, categorize income/expenses, and document your goals.

Outcomes:

All accounts synced + categorized
Complete income/expense analysis
Financial goals prioritized
Tax, emergency, & goal savings buckets created

4

Taxes

Timeline: Week 4-5 | Meeting: 60 min

What to Expect:
We calculate quarterly tax estimates, set up automated savings, and maximize deductions.

Outcomes:

Quarterly payment schedule
Tax savings automated
Deduction checklist
CPA referral (if needed)

5

Investments

Step 5: Investments
Timeline: Week 5-6 | Meeting: 60 min

What to Expect:
We design your investment strategy, open retirement accounts, and automate contributions.

Outcomes:

Investment accounts opened
Portfolio built
Auto-contributions activated
Retirement tax savings maximized

6

Business Exploration
(Orbit Plan only)

Timeline: Week 6-7 | Meeting: 60 min

What to Expect:
We analyze your business health, discuss scaling strategies, and optimize your entity structure.

Outcomes:

Growth + scaling roadmap
Business health report
Entity structure reviewed
Pricing strategy optimized

7

Insurance

Timeline: Week 7-8 | Meeting: 45-60 min

What to Expect:
We review health, life, disability, and business insurance to ensure you're protected without overpaying.

Outcomes:

Coverage assessment
Life insurance recommendation
HSA setup (if applicable)
Broker referral (if needed)

8

Full Plan Review

Timeline: Week 8-9 | Meeting: 60 min

What to Expect:
We deliver your complete financial plan and walk through every detail, including taxes, investments, retirement, insurance, and cash flow.

Outcomes:

Beautiful plan PDF + dashboard
All accounts automated
Quarterly tax calendar
Total financial clarity

9

Ongoing Support

Timeline: Week 10+ | Check-ins: Quarterly (45 min)

What to Expect:
We meet every quarter to review progress, adjust for income changes, and guide big decisions. Unlimited email/phone access between meetings.

Outcomes:

Always-current plan
Never miss tax deadlines
Proactive guidance
Lifelong support

Ready to experience the
‍Lunar System?

You'll get to learn about Moonshot to see if we're a good fit, but you'll also receive a free financial health check. Start by scheduling below.

Start My Free Financial Check

What's Included

Exactly What
You'll Recieve

Zero-Surprise
Tax Strategy

Quarterly tax estimates tailored to your unpredictable income—no more surprise bills.
Analyze and implement tax minimization strategies to lower your tax bill.
A forward-looking tax plan that adapts as your brand deals and client contracts grow.

Grow Your
Self-Employed Income

Custom portfolios built for creators and freelancers.
Annual check-ins to adjust your strategy as your income, business, and life goals evolve.
Mobile-first investment platform that's as easy to use as your favorite apps. Track performance, manage accounts, and access high-yield savings in one place.

No More questions like,
"Where'd My Money Go?"

Automate your money so you always know what's safe to spend, what's set aside for taxes, and what's growing your wealth.
Quarterly reviews to track income spikes and dips, so we adjust your plan in real time.
Free Monarch Money account: Track spending, credit score, and see your progress toward every goal in one dashboard.

Retire Early &
Save on Taxes

Save on taxes and plan for retirement with access to small business retirement plans.
Custom retirement portfolio designed for your timeline.
Annual progress checks to track progress and adjust when you scale, hire, or pivot.

Keep Your Financial
Health in Check

Analyze key personal finance metrics that assess your financial health.
Ongoing monitoring of your financial vitals, so if your income drops, expenses spike, or tax obligations shift, we catch it before it's a problem.

Strategic Planning
for Your Big Goals

Meet with us every quarter (not just at tax time) to review new brand deals, client contracts, business expenses, and life changes.
Get proactive advice before making big decisions: Should I hire? Switch to S-Corp? Buy a house? Launch a product?
Unlimited email access between meetings, because financial questions don't wait for scheduled calls.

Stop Stressing.
‍Start Thriving.

Get your tax and investment strategy by scheduling your Free Financial Health Check below.

Free Financial Health Check