The Lunar System
Financial Planning Services for Creators & Freelancers
Whether you're a YouTuber managing brand deals, an Instagram creator scaling your business, or a TikTok influencer navigating quarterly taxes, Moonshot Planning provides comprehensive financial planning services tailored specifically for content creators, influencers, and creative freelancers.
The Lunar System
The Lunar System
You're Only 2 Months Away
from Financial Clarity
You're Only 2 Months Away
from Financial Clarity
STEP 1
Financial Health Check (Free)
Timeline:
Week 1 | Meeting: 60 min
What to Expect:
We'll see if we're a fit, discuss your money stressors, and collect data for your Financial Health Check.
Outcomes:
Clarity on fit
Process + pricing explained
Financial health check data collected
Zero pressure to commit
STEP 2
Vision Meeting
Timeline:
Week 2-3 | Meeting: 30 min
What to Expect:
We present your Financial Health Check. If you're in, we sign contracts and get you into our systems.
Outcomes:
Financial health check reviewed
Contracts signed (if moving forward)
Software + portal access set up
Clear roadmap ahead
STEP 3
Numbers & Goals Lab
Timeline:
Week 3-4 | Meeting: 60 min
What to Expect:
We connect your accounts to Monarch Money, categorize income/expenses, and document your goals.
Outcomes:
All accounts synced + categorized
Complete income/expense analysis
Financial goals prioritized
Savings buckets created
STEP 4
Content Creator Taxes
Timeline:
Week 4-5 | Meeting: 60 min
What to Expect:
We calculate quarterly tax estimates, set up automated savings, and maximize deductions.
Outcomes:
Quarterly payment schedule
Tax savings automated
Deduction checklist
CPA referral (if needed)
STEP 5
Investing as a Content Creator
Timeline:
Week 5-6 | Meeting: 60 min
What to Expect:
We make investing less scary for content creators through portfolio design, account opening, and automating contributions.
Outcomes:
Investment accounts opened
Portfolio built
Auto-contributions activated
Retirement tax savings maximized
STEP 6
Business Exploration
Timeline:
Week 6-7 | Meeting: 60 min
What to Expect:
We analyze your business health, discuss scaling strategies, and optimize your entity structure for your creator business or freelance practice.
Outcomes:
Growth + scaling roadmap
Business health report
Entity structure reviewed
Pricing strategy optimized
STEP 7
Insurance
Timeline:
Week 7-8 | Meeting: 45-60 min
What to Expect:
Review health, life, disability, and business insurance to ensure you're protected and not overpaying.
Outcomes:
Coverage assessment
Life insurance recommendation
HSA setup (if applicable)
Broker referral (if needed)
STEP 8
Full Plan Review
Timeline:
Week 8-9 | Meeting: 60 min
What to Expect:
Deliver your complete financial plan and walk through every detail, including taxes, cash flow, and more.
Outcomes:
Beautiful plan PDF + dashboard
All accounts automated
Quarterly tax calendar
Total financial clarity
STEP 9
Ongoing Support
Timeline:
Week 10+ | Check-ins: Quarterly (45 min)
What to Expect:
We meet every quarter to review progress, adjust for income changes, and guide big decisions.
Outcomes:
Always-current plan
Never miss tax deadlines
Proactive guidance
Lifelong support
STEP 1
Financial Health Check (Free)
Timeline:
Week 1 | Meeting: 60 min
What to Expect:
We'll see if we're a fit, discuss your money stressors, and collect data for your Financial Health Check.
Outcomes:
Clarity on fit
Process + pricing explained
Financial health check data collected
Zero pressure to commit
STEP 2
Vision Meeting
Timeline:
Week 2-3 | Meeting: 30 min
What to Expect:
We present your Financial Health Check. If you're in, we sign contracts and get you into our systems.
Outcomes:
Financial health check reviewed
Contracts signed (if moving forward)
Software + portal access set up
Clear roadmap ahead
STEP 3
Numbers & Goals Lab
Timeline:
Week 3-4 | Meeting: 60 min
What to Expect:
We connect your accounts to Monarch Money, categorize income/expenses, and document your goals.
Outcomes:
All accounts synced + categorized
Complete income/expense analysis
Financial goals prioritized
Savings buckets created
STEP 4
Taxes
Timeline:
Week 4-5 | Meeting: 60 min
What to Expect:
We calculate quarterly tax estimates, set up automated savings, and maximize deductions.
Outcomes:
Quarterly payment schedule
Tax savings automated
Deduction checklist
CPA referral (if needed)
STEP 5
Investments
Timeline:
Week 5-6 | Meeting: 60 min
What to Expect:
We make investing less scary through portfolio design, account opening, and automating contributions.
Outcomes:
Investment accounts opened
Portfolio built
Auto-contributions activated
Retirement tax savings maximized
STEP 6
Business Exploration
Timeline:
Week 6-7 | Meeting: 60 min
What to Expect:
We analyze your business health, discuss scaling strategies, and optimize your entity structure.
Outcomes:
Growth + scaling roadmap
Business health report
Entity structure reviewed
Pricing strategy optimized
STEP 7
Insurance
Timeline:
Week 7-8 | Meeting: 45-60 min
What to Expect:
Review health, life, disability, and business insurance to ensure you're protected and not overpaying.
Outcomes:
Coverage assessment
Life insurance recommendation
HSA setup (if applicable)
Broker referral (if needed)
STEP 8
Full Plan Review
Timeline:
Week 8-9 | Meeting: 60 min
What to Expect:
Deliver your complete financial plan and walk through every detail, including taxes, cash flow, and more.
Outcomes:
Beautiful plan PDF + dashboard
All accounts automated
Quarterly tax calendar
Total financial clarity
STEP 9
Ongoing Support
Timeline:
Week 10+ | Check-ins: Quarterly (45 min)
What to Expect:
We meet every quarter to review progress, adjust for income changes, and guide big decisions.
Outcomes:
Always-current plan
Never miss tax deadlines
Proactive guidance
Lifelong support
Ready to experience the Lunar System?
You'll get to learn about Moonshot to see if we're a good fit, but you'll also receive a free financial health check. Start by scheduling below.
Ready to experience the Lunar System?
You'll get to learn about Moonshot to see if we're a good fit, but you'll also receive a free financial health check. Start by scheduling below.
Ready to experience the Lunar System?
You'll get to learn about Moonshot to see if we're a good fit, but you'll also receive a free financial health check. Start by scheduling below.
What We Offer
Exactly What You'll Receive
Tax Planning
Zero-Surprise
Tax Strategy
Quarterly tax estimates tailored to your unpredictable income, no more surprise bills.
Analyze and implement tax minimization strategies to lower your tax bill.
A forward-looking tax plan that adapts as your brand deals, whether you're a YouTuber or Instagram creator.
Tax Planning
Zero-Surprise
Tax Strategy
Quarterly tax estimates tailored to your unpredictable income, no more surprise bills.
Analyze and implement tax minimization strategies to lower your tax bill.
A forward-looking tax plan that adapts as your brand deals, whether you're a YouTuber or Instagram creator.
Investment Management
Grow Your Self-Employed Income through Investments
Custom portfolios built for creators and freelancers.
Annual check-ins to adjust your strategy as your income, business, and life goals evolve.
Mobile-first investment platform that's as easy to use as your favorite apps. Track performance, manage accounts, and access high-yield savings in one place.
Investment Management
Grow Your Self-Employed Income through Investments
Custom portfolios built for creators and freelancers.
Annual check-ins to adjust your strategy as your income, business, and life goals evolve.
Mobile-first investment platform that's as easy to use as your favorite apps. Track performance, manage accounts, and access high-yield savings in one place.
Cashflow Planning
No More questions like,
"Where'd My Money Go?"
Automate your money so you always know what's safe to spend, what's set aside for taxes, and what's growing your wealth.
Quarterly reviews to track creator income fluctuations, so we adjust your plan in real time.
Free Monarch Money account: Track spending, credit score, and see your progress toward every goal in one dashboard.
Cashflow Planning
No More questions like,
"Where'd My Money Go?"
Automate your money so you always know what's safe to spend, what's set aside for taxes, and what's growing your wealth.
Quarterly reviews to track creator income fluctuations, so we adjust your plan in real time.
Free Monarch Money account: Track spending, credit score, and see your progress toward every goal in one dashboard.
Retirement Planning
Retire Early &
Save on Taxes
Save on taxes and plan for retirement with access to small business retirement plans.
Custom retirement portfolio designed for creatives and freelancers.
Annual progress checks to track progress and adjust when you scale, hire, or pivot.
Retirement Planning
Retire Early &
Save on Taxes
Save on taxes and plan for retirement with access to small business retirement plans.
Custom retirement portfolio designed for creatives and freelancers.
Annual progress checks to track progress and adjust when you scale, hire, or pivot.
Financial Health Check
Keep Your Financial
Health in Check
Analyze key personal finance metrics that are most important to all creators.
Ongoing monitoring of your financial vitals, so if your income drops, expenses spike, or tax obligations shift, we catch it before it's a problem.
Financial Health Check
Keep Your Financial
Health in Check
Analyze key personal finance metrics that are most important to all creators.
Ongoing monitoring of your financial vitals, so if your income drops, expenses spike, or tax obligations shift, we catch it before it's a problem.
Goal Planning
Strategic Planning
for Your Big Goals
Meet with us every quarter (not just at tax time) to review new brand deals, client contracts, business expenses, and life changes.
Get proactive advice before making big decisions: Should I hire? Switch to S-Corp? Buy a house? Launch a product?
Unlimited email access between meetings, because financial questions don't wait for scheduled calls.
Goal Planning
Strategic Planning
for Your Big Goals
Meet with us every quarter (not just at tax time) to review new brand deals, client contracts, business expenses, and life changes.
Get proactive advice before making big decisions: Should I hire? Switch to S-Corp? Buy a house? Launch a product?
Unlimited email access between meetings, because financial questions don't wait for scheduled calls.
Tired of guessing with your money?
Book your free Financial Health Check, and we'll walk you through your biggest risks, hidden opportunities, and the exact next steps to get your creator finances under control.
Tired of guessing with your money?
Book your free Financial Health Check, and we'll walk you through your biggest risks, hidden opportunities, and the exact next steps to get your creator finances under control.
Tired of guessing with your money?
Book your free Financial Health Check, and we'll walk you through your biggest risks, hidden opportunities, and the exact next steps to get your creator finances under control.
The Lunar System
Financial Planning Services
for Creators & Freelancers
Whether you're a YouTuber managing brand deals, an Instagram creator scaling your business, or a TikTok influencer navigating quarterly taxes, Moonshot Planning provides comprehensive financial advisory services tailored specifically for the creator economy.
The Lunar System
Financial Planning
Services for Creators
& Freelancers
Whether you're a YouTuber managing brand deals, an Instagram creator scaling your business, or a TikTok influencer navigating quarterly taxes, Moonshot Planning provides comprehensive financial advisory services tailored specifically for the creator economy.